Rebate vs. 0% Financing Calculator

You’ve selected the car you’d like to buy. Now the dealer wants to know if you’d rather put 0% down on it or receive a cash-back offer. Which of these popular sales promotions should you choose? For cash buyers, the answer is obvious. For the rest of us, well, it’s not so clear. For aYou’ve selected the car you’d like to buy. Now the dealer wants to know if you’d rather put 0% down on it or receive a cash-back offer. Which of these popular sales promotions should you choose? For cash buyers, the answer is obvious. For the rest of us, well, it’s not so clear. For a long loan, 0% financing is often the better deal. But if the cash-back offer is generous, well, therein lies the uncertainty. Use our handy calculator to determine what’s best for you.