Home Calculators

Car Affordability Calculator

Car affordability calculator
For many of us, buying a new car boils down to this—how much can we afford to pay each month? While frugal shoppers spend 10-15 percent of their monthly income (after taxes) on a new car, the average buyer nowadays forks out as much as 25 percent. And there are certain car fanatics out there who spend as much as 50 percent of their monthly income on their car. By using information such as your down payment and desired monthly payment, our Car Affordability Calculator determines which new cars, trucks, and SUVs are within your safe financial grasp.
Down payment (include cash on hand, trade-in value, cash rebate, etc.)
Desired monthly payment
Annual percentage rate
Term of loan
Auto loan requests
UsedCars.com has partnered with AutoCreditExpress.com to provide you with competitive auto financing rates – regardless of your credit.
Get a FREE, no obligation quote today.
Excellent / Good Credit
Credit Score 650+
Bad / No / Unknown Credit
Options available for any score

Get Auto Insurance Quotes From Trusted Partners
Buying a car is always an exciting time but you should never purchase a car without checking to see what it will cost you to insure. It pays to take a moment to shop for the auto insurance coverage that best meets your needs.
Enter your zip code to find competitive insurance providers near you.
Find insurance providers