Looking to score a reliable ride without breaking the bank? Buying a used SUV can be a smart move if you know what to look for. In this guide, we’ll break down essential tips on how to buy a used SUV, from evaluating your needs to inspecting vehicles and negotiating the best deal.
With the right preparation, you’ll drive off happy, knowing you made a wise investment.
The Growing Popularity of SUVs
SUVs have become the go-to option for those seeking versatility, spaciousness, and a commanding view of the road, ideal for everything from family trips to weekend getaways.
Their appeal lies in their versatility, providing ample storage space, higher seating positions, and all-wheel-drive features that cater to diverse lifestyles. In 2023, SUVs accounted for 48% of global car sales, marking an all-time high and showcasing their dominance over sedans.
This trend shows no signs of slowing. Improvements in fuel efficiency, with crossovers offering better aerodynamics than conventional SUVs, have increased SUV appeal, even among budget-conscious and environmentally conscious buyers.
Cost Savings Compared to New SUVs
- Significant Price Reduction: Used SUVs cost significantly less than new ones, depending on their age, mileage, and overall condition. For example, a three-year-old midsize SUV can save buyers a substantial amount while still offering most of the latest features.
- Lower Depreciation Hit: Newly purchased SUVs typically depreciate 20–30% in their first year, whereas used vehicles have already absorbed this depreciation, making them a wiser financial option for budget-conscious buyers.
- Affordable Access to Premium Features: Used SUVs, like a 2017 Lexus NX or Buick Envision, often come loaded with premium features such as leather upholstery, advanced safety technology, and high-quality audio systems, all at a significantly reduced price compared to their original cost.
- Lower Insurance and Taxes: Insurance premiums and registration fees are typically lower for used cars because they are based on the vehicle’s current market value rather than its original purchase price.
- Negotiation Flexibility: Dealerships and individual sellers are often more willing to negotiate used-car prices, especially for higher-mileage or lightly damaged vehicles, resulting in additional savings for buyers.
Certified Pre-Owned vs. Traditional Used
Certified Pre-Owned SUV Benefits
- Rigorous Inspection
- Extended Warranties
- Low Mileage and Recent Models
- Additional Perks additional
Traditional Used SUV Benefits
- Lower Upfront Cost
- Wider Selection
- Negotiation Opportunities
- Customization Potential
What to Consider Before You Start Shopping
Define Your Needs: Family, Commuting, Adventure
Understand the main purpose of getting the SUV. Make a list of essential features, like cargo space or towing capacity, to narrow your options.
If it's for family use, prioritize space, safety features, and comfort. For daily commuting, prioritize fuel efficiency, reliability, and a compact size to simplify parking. For adventure, consider off-road capabilities, higher ground clearance, and all-wheel-drive options.
Set a Realistic Budget
Define your budget, accounting for both the initial purchase price and ongoing expenses. Prices for pre-owned SUVs can range significantly, from around $15,000 for older models to $50,000 or more for luxury brands. It’s important to consider insurance costs, as larger vehicles can be more expensive to insure due to their size or repair costs.
Don’t forget to research maintenance costs. Certain brands tend to have lower maintenance costs than luxury models (e.g., BMW, Land Rover). Factor in potential repair expenses for high-mileage vehicles and allocate 10–20% of your budget for unforeseen costs.
Used SUV Buying Tips to Know Before You Buy
1. Prioritize Reliability and Safety Ratings
Selecting a durable car can help avoid future problems and repair expenses. Research SUV reliability by consulting Consumer Reports or J.D. Power reliability assessments. Brands like Toyota, Honda, and Subaru are known for their lasting durability, while certain luxury brands may have higher maintenance costs.
Safety should be a top priority when purchasing a used car. So, look for high ratings from the IIHS or NHTSA and ensure the vehicle includes essential SUV safety features like multiple airbags, anti-lock braking systems, and electronic stability control. Confirm that any outstanding recalls have been resolved by checking the vehicle’s history on the NHTSA website.
2. Check Ownership Costs
The initial purchase price is only the beginning - SUV ownership costs can accumulate quickly. Use fueleconomy.gov to assess fuel efficiency. Compact SUVs tend to be more economical than larger models.
Insurance premiums can vary widely, and maintenance costs can differ by manufacturer. For example, Japanese SUVs are often more affordable to maintain than European luxury vehicles such as Audi or BMW.
3. Inspect Mileage — What’s Too High for an SUV?
Mileage serves as an important indicator of an SUV's longevity. Look for models with less than 100,000 miles. Higher SUV mileage (120,000+) can increase the chances of expensive repairs, so be sure to check service records and have a pre-purchase inspection.
During a test drive, inspect components such as tires, brakes, and suspension, as these may indicate underlying issues. A pre-purchase inspection by a mechanic is a must for high-mileage vehicles.
4. Ask for a Vehicle History Report
Obtaining a vehicle history report from Carfax or AutoCheck is essential to identify potential issues, such as accidents, title discrepancies, or odometer tampering. These reports provide a comprehensive account of ownership history, maintenance logs, and issues such as flood damage or liens.
Always cross-check the report with a mechanic’s assessment, as minor accidents might not be recorded. Steer clear of SUVs with salvage or rebuilt titles, as they tend to be more difficult to insure, resell, and may have hidden structural flaws.
5. Take a Test Drive With a Purpose
Conducting a detailed test drive can reveal issues not listed in the specifications. Drive on a mix of terrains, highways, city roads, and rough surfaces, to assess handling, acceleration, and braking performance.
Listen for unusual engine, transmission, or suspension noises, and be aware of any vibrations that may indicate alignment or drivetrain issues.
Check all features: air conditioning, heating, infotainment system, power windows, and seats. Ensure the SUV meets your requirements, such as sufficient legroom for family trips or convenient parking for urban commuting.
6. Evaluate Tech and Safety Features
Modern SUVs are equipped with advanced technology, yet not all features are essential. Decide whether you need safety extras like blind-spot monitoring, lane-keeping assist, or adaptive cruise control. These are useful for families but may be less important for individual users.
A rearview camera is typically standard in newer models, though it might be absent in older SUVs. Check compatibility with infotainment systems such as Apple CarPlay or Android Auto for smooth phone integration. Weigh your technological preferences against your budget, as higher trims can be pricier.
7. Understand the Differences: All-Wheel Drive vs. Four-Wheel Drive
All-wheel drive (AWD) and four-wheel drive (4WD) serve distinct purposes. AWD, found in vehicles like the Subaru Outback, automatically distributes power to all wheels for improved traction in rain or light snow, making it ideal for everyday use.
In contrast, 4WD, commonly found in Jeep Wranglers, is designed for off-road or harsh conditions and offers manual control but often results in lower fuel efficiency. AWD systems can be more expensive to maintain, so consider upkeep costs. Choose based on your local weather and driving habits.
8. Consider Resale Value and Longevity
Some SUVs hold their value better, which can save you money when it’s time to sell. Longevity depends on construction quality and upkeep - Japanese brands tend to last longer than European or domestic counterparts. Research depreciation trends to avoid models, such as some luxury SUVs, that depreciate rapidly. A vehicle with strong resale potential and durability will deliver a more favorable return on your investment over the long term.
Where to Find the Best Used SUVs
Finding the right used SUVs for sale starts with knowing where to look. The options range from dealerships to online platforms, each with its advantages and disadvantages. Whether it’s the price, convenience, or peace of mind, it all depends on your priorities.
Online Listings: What to Look For
If you decide to check online listings, here are some tips for browsing effectively:
- Use filters: Narrow your search by mileage, price, year, and features.
- Look for detailed descriptions: Sellers who include service history and clear photos are often more trustworthy.
- Beware of red flags: Avoid vague listings, prices far below market, or photos that hide interior/exterior flaws.
- Check VIN: Always run a vehicle history report before contacting the seller.
Buying from Dealerships vs. Private Sellers
Dealerships
- Often offer warranties
- Handle paperwork and registration
- May charge more, but provide legal protection
Private Sellers
- Lower prices, less overhead
- Room to negotiate
- No dealer fees, but also no legal recourse if problems arise
Pros of Shopping on UsedCars.com
UsedCars.com makes finding a great used SUV or car easier, smarter, and more affordable. Here’s why shoppers trust the platform.
Better Value for Your Money
Buying a used car already saves you money, but UsedCars.com takes it a step further with Carfax value estimates on their listings. These tools help you determine whether the car is priced reasonably based on its condition, mileage, features, and market trends, so you can confidently spot a deal.
Immediate Availability
In contrast to new cars, which often come with long wait times, the vehicles available on UsedCars.com are ready to go.
Wider Selection of Models
Explore cars that are no longer sold as new. Whether it's an outdated trim or an older model you prefer. The used-car market offers a wider selection.
Eco-Friendly Choice
Opting for used vehicles is also more environmentally friendly. These cars have already been manufactured and shipped, helping to reduce the environmental impact compared to buying new.
Built-in Peace of Mind
Many listings feature Carfax vehicle history reports, which provide important information such as service history, ownership records, and accident details. You’ll be informed if the car was properly maintained or if there are hidden issues.
Warranty Options
Some used vehicles may offer manufacturer-certified warranties, third-party coverage, or even remaining original warranties, providing extra protection against repair costs.
Final Checklist Before You Buy
Before completing your purchase, make sure to do a thorough review. Taking a few additional steps ensures that you get what you're paying for and helps you avoid unexpected costs or issues down the line.
Questions to Ask the Seller
- Has the vehicle ever been in an accident?
- Do you have service records?
- Why are you selling it?
- Has the SUV had any recent repairs?
- Are there any known issues I should be aware of?
Documents to Review
- Title (make sure it’s clean, not salvage or rebuilt)
- Bill of sale
- Vehicle history report (Carfax, AutoCheck)
- Maintenance and repair records
- Emissions or inspection certificates (if required in your state)
What to Bring on Purchase Day
- Valid ID and proof of insurance
- Pre-approval or financing documents (if not paying cash)
- Mechanic’s inspection report (if done)
- The agreed payment
Buy Smart, Drive Happy
The key to a successful purchase lies in your preparation. By researching effectively, asking the right questions, and using trusted platforms such as UsedCars.com, you can avoid costly errors and drive away with confidence.
Remember:
- Compare multiple listings
- Verify the vehicle’s history
- Don’t skip the inspection
- Use reputable sources for financing and listings.
Investing a bit more effort at the beginning can lead to many years of dependable, hassle-free driving. Make smart shopping decisions, and you'll not only save money but also enjoy the ride even more.